Are you looking to sell your home in New York or the surrounding areas? To get the best value for your property, you need an experienced real estate team by your side. Read on to learn more about the home selling process, use our online tool to see what your home might be worth, and contact the DH Citadel Real Estate team to get started!
It’s important to start reading real estate listings to discover what types of properties you are interested in, and what the price-range is for those particular homes. However, it’s best to get the DH Citadel Real Estate team involved in the early stages of your home search.
While many traditional lenders desire a down-payment equal to 20% of the cost of your home, there are many types of home loans available. Ultimately, you need to look at your unique financial situation when deciding how much house you can afford.
This is an essential step towards buying a home — and it is much simpler than it sounds! Here’s what you need to do:
At DH Citadel Real Estate, our agents can provide you with valuable market insights, including detailed statistics about the schools, information about the neighborhoods and surrounding areas, and more! Most importantly, our team can answer all of your questions, guide you through the buying process with ease, and help you negotiate prices when it’s time to make an offer.
Find some homes you are interested in, and start scheduling tours and attending open houses! If you are having a hard time finding what you are looking for, our team can match your needs with some of our current listings, and even introduce you to our newest listings, so you can get a headstart on other prospective buyers.
Your trusted agent at DH Citadel Real Estate can help you arrange a comprehensive home inspection to check the structural integrity of the home and look for any needed repairs. Your offer will be contingent on the results of this home inspection, meaning you can renegotiate or withdraw your offer if any significant concerns are identified during the inspection, without being penalized for doing so.
Our team will connect you with a trusted mortgage lender who will walk you through the loan programs available to you, and help you choose the one that works best for your financial situation. Depending on your needs, you may want to choose a loan that will keep your payments as low as possible, opt for a fixed-rate mortgage that ensures your payments never increase, or explore other options with your mortgage banker.
Once you’ve selected a loan, your lender will arrange for a third-party appraisal of the property you are buying. This is meant to ensure that both the buyer and seller are receiving fair prices for the home. As long as you’ve followed all of the other steps to this point, this is usually a fairly streamlined process. Can you feel your move-in date getting closer?
Deep breaths, I said “coordinate” for a reason. While you can certainly expect to complete a lot of paperwork before closing on your new home, you won’t be alone! Your mortgage lender will connect you with a title company that can handle all of the detailed paperwork for you. The title company will ensure that everything about the purchase is in order, and that the seller is the rightful owner of the home you are buying. At this stage, there’s only one thing left to do.
You made it! It’s closing day, and a few strokes of the pen are all that’s standing between you and your new home. After signing your loan documents and all other required paperwork, you will send the information to your lender and wait a few days while the loan is finalized and funded. As soon as the seller receives their check in the mail, you can walk into your home and begin an exciting new chapter! Congratulations!
The DH Citadel Real Estate not only has agents that speak more than 10 languages but believes in working with the best in the industry, stager’s builders, architects, attorneys, inspectors, mortgage bankers which you can use at your own convenience.